Simplify multiple debts into one easy-to-manage repayment.
Won’t impact your credit score!
Take control of your finances with our debt consolidation loan.
Forget juggling multiple debts and not knowing when or how much you’re going to be charged next. With debt consolidation, you can simplify your debts into one easy to manage, low monthly repayment.
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$0.00
Total repayments
$0.00
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
Find out how much you need to repay your existing
debt. You can apply for additional funds if needed.
See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
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OneDebt provides fast, low rate debt consolidation loans up to $50,000 so you can pay off your loans sooner. Keeping up with multiple debts every month can be stressful, as each one has a different payment schedule and amount. With same-day loans specifically built for debt consolidation, you can combine all your outstanding debts into one, with fixed instalments for up to 5 years. OneDebt’s debt consolidation loans are easy, completely online and without any hidden costs.
A debt consolidation loan works just like any other type of loan where you borrow money and repay it over time. But instead of using it to make a purchase, you use the funds to pay off all your combined existing loans or debts. With OneDebt, you get all the funds you need within 60 minutes, or even faster in some cases, so you can move your high interest debts into a fixed low rate loan and pay them off faster.
Debt consolidation is the process of combining all your existing debts into a single loan that has potentially lower interest rates and fees than what you’re currently paying. So, instead of having multiple repayments for different loans each month or each fortnight, you only get one loan with one regular repayment and interest rate.
The first thing you have to do is get the information on all your existing debts. This includes the amount you pay for each debt, their interest rates, and the monthly fees. Then, plan on how much you will be able to allocate for your debt repayments. Once you know the amount you’re going to borrow, it’s time to look for a prospective lender.
You may apply for a debt consolidation loan through banks, credit unions or online lenders. A personal loan can be a good debt relief option as it often comes with a variable term and interest rate. With a personal loan, you can dodge multiple fees and simplify your monthly bills into a single repayment.
You have to meet these basic requirements to be eligible to apply:
What do I need to prepare before I apply?
Make sure that you are ready with the following to ensure a smooth online application experience:
Applying for a debt consolidation loan is very simple and similar to how you apply for a personal loan. OneDebt is built with an easy online application process where you can get a loan decision in a matter of minutes. Using your mobile or desktop, start your online application by providing us with your personal information, contact details and bank statements. The online form takes just minutes to fill out, and you can get an instant decision. Once you’re approved, your debt consolidation funds may hit your bank account within minutes.
The amount you can borrow for debt consolidation depends on how much you need and your agreement with your lender. With OneDebt, you can apply for a loan from $3,000 to $50,000..
A debt consolidation loan may include charges such as interest rate, establishment fee and monthly fee. At times when repayment is skipped, your lender may charge you with a dishonour fee and an overdue account fee. Depending on your loan provider, you may also get charged with an early repayment fee should you decide to pay your entire loan sooner than your agreed loan term.
Complete your OneDebt application in less than 5 minutes:
Visit the website, then click ‘Apply’ to enter your desired loan amount and duration.
Provide us with a few personal details, contact info and online bank statements.
All done! You can get a decision in minutes. If approved, your funds could hit your bank account in less than 1 hour.
Say goodbye to long wait times and hello to fast and straightforward online lending. Powered by the same decision engine that brought you the MoneyMe personal loans and Freestyle virtual Mastercard®, OneDebt offers fast and easy debt relief with fast approvals, competitive rates and flexible repayments.
Experience a completely online process with OneDebt, from your application up to receiving your funds. No more paperwork, unnecessary phone calls and several days of waiting.
The process of getting a debt consolidation loan from us is fairly straightforward. First things first: you have to be at least 18 years old, employed and an Australian resident. If you are all these things, then you are all set to start your online application.
Simply access our debt consolidation loan website with your desktop, mobile or tablet. Start your online application by entering your desired loan amount and duration. Then, provide us with your income and some personal details, along with your everyday living expenses and bank statements.
We ask for a copy of your bank statements through a secure and trusted portal. It’s the same one that has security-level encryption that your bank uses to ensure that your information is safe. We obtain a read-only document of your bank history for the past 90 days, allowing us to speed up your application and give you a fair and accurate loan decision.
Get your ideal rate Before applying for a debt consolidation loan, the first and most important thing you should know is how much you’re going to borrow. This can be the total amount of all your outstanding debts or whatever amount that best suits your situation.
You can use an online calculator to get a clearer picture of how your repayments would look like with your desired loan amount. Our debt consolidation loan’s online loan calculator is super easy to use and gives you an instant computation of your expected monthly repayments, plus any fees and charges that you may incur.
This way, you are able to adjust your everyday spending to give way to your incoming debt consolidation loan repayments. Stay on top of your finance and free yourself from debts the easier way when you apply with our debt consolidation loan.
Debt relief is a form of financial assistance designed to help borrowers reduce their financial commitments and get in front of their personal finances again. Whether you are currently struggling to manage all of your expenses and debts or whether you’d like a simpler, less complicated way of managing your money, our debt consolidation loan can help.
We offer customers unsecured personal loans up to $50,000 that you can use to pay out all of your existing debts and bills in one fell swoop. Repay your loan with us with variable monthly repayments over your preferred loan time.
Enjoy low rates and fees and no early termination costs. Applications take less than 5 minutes to complete and submit online.
We service all of Australia, offering fast and easy online loans via our website. As a wholly online lender, we specialise in providing intuitive and quick financial solutions, turning around loan applications in just 24 hours. Change your credit plan and regain control of your debt with our help.
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