Personal
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If you’re a permanent Australian resident residing in Victoria, including Melbourne CBD, Frankston, Dandenong or Werribee, then you could qualify for same day loans in Melbourne that take you just minutes to apply for online, from either a desktop computer or your mobile device. MoneyMe is the online lender specialising in instant cash loans that you could be approved for in just a matter of minutes. Our services are available all over Australia so if you’re living in St Kilda, Bundoora or the Docklands and you’re looking for a fast and easy credit provider who won’t ask you for reams of paperwork or annoy your employers, then you’ve found us. Apply online today for the money you need, and you could have it in your account in just a few hours.

How to apply for a same day loan in Melbourne?

When you’re looking for fast loans in Melbourne, the last thing you want to have to do is sit through a long and involved application process that asks for you for copies of everything from payslips to rental receipts as well as you employer’s contact details so your personal loan broker can get in touch and bug them with details of your employment status and your current income. Especially if it’s just a short term loan in Melbourne to get you over a minor cash flow hump so you can get past the holiday period of cover off some unexpected expenses that might have come up like moving to a new rental property or fixing your car. 

We believe in fast, fair and painless credit which is why we have devised an online application that takes you just minutes to complete and submit for small loans ranging from $5,000 through to larger loans of up to $50,000. That covers you for a fast cash advance in Melbourne as well as for larger loan needs like covering renovations or getting yourself some big-ticket assets like a new boat or a new car.  Whatever you need money for, the application process and the speed is the same. Depending on who you bank with, you could even have the funds you’re after in your bank account by the end of the same day that you applied for them.

The reason we can turn around loan applications so quickly is that we’re the Gen Now lender who specialises in simplifying credit. Your application form will ask for some general details about your current income, what other money you might owe and what you pay in mortgage or rent. We’ll ask you to give us details of your ongoing monthly expenses like subscription services, other entertainment costs and your utilities. Then we’ll instantly verify everything you’ve told us using the power of the internet. At the end of your application form, you’ll be directed to a secure website managed by illion’s bank-level encryption software. You’ll be asked to input your online banking login details, and this sends us a read-only PDF statement of the last 90 days’ worth of transactions from your account. We use this to check that your income details and your expenses match up with what you told us they were and then send you a loan offer immediately based on those details. It’s fast, it’s intuitive and it’s entirely pain-free.

When you receive your loan offer, you can check the interest rate that we’ve offered you for your same-day loans in Melbourne and ensure so that you can ensure you can comfortably afford your new loan. Repayments are detailed so you know what they’ll be when they’ll be directly debited out of your account and how many you’ll need to make to repay your loan in total.

There’s more good news there, too, because MoneyMe doesn’t sting you with additional early termination fees if you want to close out your loan balance ahead of schedule. Other money lenders often tack on an additional payment when you’re out in front of your finances so they can recoup some of their lost interest. We like rewarding good credit customers instead.

If you’re more interested in a revolving line of credit rather than a lump sum payment made to your account then you can also apply for our Freestyle online credit card. Balances for a Freestyle virtual Mastercard® account from MoneyMe are available from $1,000 to $20,000 and it’s just as fast and simple to get your new credit. Simply apply online with us and, if successful, you’ll have access to your new funds by the end of the same day when you return a digitally signed contract to our team within business hours.

Can I get same day loans with bad credit?

We’re a credit provider that believes in responsible lending so we will take a look at your current credit file and your credit history as part of our standard assessment process. Don’t freak out if it’s not as good as it could be. We also understand that a person’s credit file doesn’t tell you everything about what kind of credit customer that person might be. We take a look at the last 24 months of transactions as well as your current credit commitments to ensure that we believe you can comfortably repay any of our same day loans in Melbourne or other credit products. 

Where can I get same day loans in Melbourne?

Same day cash loans from MoneyMe are available right now online. You can apply for any of our credit products using our online form and enjoy a fast assessment and approval the very same day. To get started, review our current quick loans and credit card details online, check that the competitive interest and low fees that we offer are what you’re looking for and then submit a new application in just minutes. Start now and find out how much you could be approved for.