Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!
  1. MoneyMe
    2.   /  
  2. Loans
    3.   /  
  3. Cash

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

0.00

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001

Loan term

3 to 7 years

Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Cash
5
5 stars

The process was very simple.

And the experience was nothing short of outstanding.

google
5
5 stars

Best Service Ever!!!

The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.

pr
5
5 stars

Very easy process!

Professional and friendly people to deal with. Absolutely great dealing with MONEYME!

google
5
5 stars

Easy Peasey!!!

Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.

pr
5
5 stars

I am delighted with my loan.

The app is fantastic, I like being able to see exactly where I’m at

google
4
4 stars

My experience was awesome.

Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.

pr
4
4 stars

Efficient service.

I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.

pr
4
4 stars

Prompt and professional.

Loan was sorted quickly and with little fuss. Will use again in the future.

google
4
4 stars

Efficient and Great.

Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.

pr
4
4 stars

Fast, Great rate.

Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .

google
4
4 stars

Super efficient.

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.

pr
4
4 stars

Fantastic!

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚

pr
5
5 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

google
5
5 stars

Fast, friendly and customer focused!

MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.

pr
5
5 stars

The process was smooth and easy from beginning to end.

I’d gladly recommend

google
5
5 stars

Excellent Service and Highly recommended -

MONEYME has been a great help and they assisted me with all my queries.

pr
5
5 stars

Money Me has just been fantastic.

No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.

pr
4
4 stars

Money Me has just been fantastic.

Easy to do business with. It was a really easy process and I would highly recommend them.

pr
4
4 stars

Perfect.

Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you

pr
4
4 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

pr
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
supporting world vision
Supporting
World Vision

We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.

we partner with canteen

We partner with Canteen to help fund the delivery of vital counselling services and programs.

Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.

More info
mitigating modern slavery
Mitigating modern slavery

We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.

Read our statement
Renewable energy in our offices
Renewable energy in our offices

Reducing our environmental footprint to support Australia's path to Net Zero.

Reconciliation action plan
Reconciliation action plan

We walk with First Nations
peoples toward reconciliation.

Read more
Discounted rates for EVs
Discounted
rates for EVs

Making sustainable choices more affordable for our customers.

Read more

What is a cash loan?

A cash loan is money borrowed and repaid in instalments over an agreed period of time. Normally a cash loan ranges in between $5,000 and $50,000. MoneyMe’s cash loans can be applied for online in only 3min, with the money in your bank in minutes in some cases. Read more here.

Where can I get a cash loan?

You can get a cash loan quickly and easily through online lenders such as MoneyMe. MoneyMe loans don’t require paperwork . You can apply for up to $50,000, select your repayment terms, and you’ll receive a loan decision in minutes. Moneyme delivers cash fast. In some cases, within minutes from when your application is submitted.

How can I get a cash loan?

Getting a cash loan with MoneyMe is quick and easy:

  1. Choose your desired loan amount and repayment period.
  2. Fill in your personal and bank account details, and supply a valid email address and mobile number.
  3. Receive a decision in minutes. Once approved, we aim to have the cash in your bank account within the hour.

MoneyMe

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

What we can do for you

The beauty of MoneyMe is in its simplicity. The application is done online, and usually takes less than five minutes to complete. This means you can easily apply for your loan from anywhere in the world if you have an Internet connection. MoneyMe then uses safe and fast Proviso technology to securely access your recent bank statements and ensure you can pay back the loan comfortably – simple.

Paying us back

Responsibility is central to our cash loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

In the same way that we have made cash lending super simple, repaying your loans approved online couldn’t be easier. Borrow between $5,000 and $50,000 and pay your loan back according to your pay cycle.

MoneyMe will set up direct debits on your nominated payday, and send you one or two reminders in advance of that date. If for any reason you think your repayment will be late, contact the MoneyMe team and we will do everything we can to help you resolve the situation. If there is a fee for the changes, rest assured we will be completely upfront about them.

Making it fast

While banks require copies of pay slips, bank statements, or other time-consuming documentation, we use illion Open Data Solutions, to securely obtain your recent bank statements online in seconds. Along with your personal details, this is all the information we need to process your loan. You can feel confident, all systems we have in place offer the utmost security.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

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Debt Consolidation is running hot!

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