Quick cash

Money in your account in as little as 60 seconds

Forget about long queues and several days of waiting to get extra cash. With MoneyMe, you can get the quick cash loans you need without the hassle of paperwork and a bunch of phone calls. We’re all about seamless application process and quick approval times. Simply use your mobile phone to apply online, get an outcome in minutes and receive the funds in your bank account. All your dealings with us do not require face-to-face interactions. We’ve made access to easy money and small loans quick and easy.

Modern times call for modern solutions. As an online money lender with an Australian Credit License, we’re equipped with an AI-based loan management platform that does all the complex loan decisions in a matter of seconds. This allows us to provide you with an accurate outcome for your personal loan or short term loan application that is tailored to your circumstances.

What are the requirements?

You have to be a permanent resident of Australia, at least 18 years old and currently working to qualify for our online application process. If you’ve put a big check on all these three requirements, then you are all set to apply for our quick cash loans!

A fair and complete approach to credit assessment

We don’t just rely on the credit score when we conduct credit checks for applications – we see the whole picture. Apart from your credit report, we also consider other important factors to determine your rate. These include your credit history, income, debt obligations and living expenses. This way, you get a personalised rate for quick cash loans and personal loans that you can comfortably repay over time.

Comprehensive credit reporting

Thanks to Comprehensive Credit Reporting (CCR), online lenders like us can now see credit reports in a new light. Unlike the old credit reports that used to only show past deferrals, late repayments and credit enquiries, the new credit report lets us see not just the applicant’s negative credit actions, but also their timely repayments and other positive initiatives to improve their credit scores. This is a win-win for both parties, as it also gives you an opportunity to show your creditworthiness to prospective money lenders.

How much can you borrow?

MoneyMe offers quick cash loans and fixed rate loans from $5,000 to $50,000. To find out the suitable amount you can borrow for fast cash loans, you may use our personal loan calculator before you start your easy loan application. Our loan calculator is a free, online tool that allows you to select and play around with variables such as the loan amount, repayment duration and interest rate until you have arrived at monthly or fortnightly repayments that suit your needs. The instant computation also includes establishment fees and other associated fees and charges. This way, you get a clearer picture of how much the expected repayments for a quick cash loan you may be dealing with on the next few months and how it would affect your cash flow.

As part of our strong commitment to responsible lending, we also align your repayments with your current pay cycle, so you won’t have to worry about getting caught with late fees when paying for your quick cash loan.

Easy money for big and small spending

If you’re looking to borrow money in fixed interest rates as you’re about to enter college or pay for an upcoming holiday with family or friends, we’ve got you covered. With MoneyMe, you may opt for a quick cash loan or a cash advance to pay for travel expenses or university fees upfront without using big chunks of your savings.

Apart from unsecured loans such as school loans and quick cash loans, you may also apply for renovation loans to turn your dream home upgrade into a reality sooner rather than later. You may also use the same day loan to help cover your rental bond fees upfront if you just recently moved into a new apartment or to simply refinance and settle an existing debt.

A more flexible credit option

Apart from quick cash loans, MoneyMe is excited to introduce a better way to pay using the Freestyle virtual Mastercard®. It works like a line of credit, but it lets you do more. Unlike the conventional credit card that arrives in your mail after a couple of weeks or so, the Freestyle card lives on your smartphone that you can instantly access for in-store Tap n Pay and online shopping. With this virtual card, you can also transfer money to your account or pay anyone straight away! Plus, you get to enjoy up to 55 days interest-free on all purchases with thousands of brands and retailers.

Whether you’re shopping for everyday things like groceries and other home essentials, or looking to spoil yourself with trendy outfits or pay for your favourite online subscriptions, you can Freestyle it! Daily transactions have never been this fast and easy.

Transforming the way credit works

With MoneyMe’s quick cash loans, you don’t need to worry about where to get money when you need it. Through simple taps on your phone, you get to apply in a matter of minutes, get an outcome fast and have your funds transferred to your account in as little as 60 seconds. Easy and fair finance, rolled into one.