Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!
  1. MoneyMe
    2.   /  
  2. Bond loan
    3.   /  
  3. Bond assistance
    4.   /  
  4. Sa

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

0.00

Example variable interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!

Check our rates
and fees

Variable interest rate

6.74

% p.a.

up to

25.49

% p.a.

Comparison rates*

8.13

% p.a.

up to

26.88

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001

Loan term

3 to 7 years

Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Bond Assistance SA
5
5 stars

The process was very simple.

And the experience was nothing short of outstanding.

google
5
5 stars

Best Service Ever!!!

The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.

pr
5
5 stars

Very easy process!

Professional and friendly people to deal with. Absolutely great dealing with MONEYME!

google
5
5 stars

Easy Peasey!!!

Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.

pr
5
5 stars

I am delighted with my loan.

The app is fantastic, I like being able to see exactly where I’m at

google
4
4 stars

My experience was awesome.

Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.

pr
4
4 stars

Efficient service.

I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.

pr
4
4 stars

Prompt and professional.

Loan was sorted quickly and with little fuss. Will use again in the future.

google
4
4 stars

Efficient and Great.

Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.

pr
4
4 stars

Fast, Great rate.

Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .

google
4
4 stars

Super efficient.

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.

pr
4
4 stars

Fantastic!

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚

pr
5
5 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

google
5
5 stars

Fast, friendly and customer focused!

MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.

pr
5
5 stars

The process was smooth and easy from beginning to end.

I’d gladly recommend

google
5
5 stars

Excellent Service and Highly recommended -

MONEYME has been a great help and they assisted me with all my queries.

pr
5
5 stars

Money Me has just been fantastic.

No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.

pr
4
4 stars

Money Me has just been fantastic.

Easy to do business with. It was a really easy process and I would highly recommend them.

pr
4
4 stars

Perfect.

Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you

pr
4
4 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

pr
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
supporting world vision
Supporting
World Vision

We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.

we partner with canteen

We partner with Canteen to help fund the delivery of vital counselling services and programs.

Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.

More info
mitigating modern slavery
Mitigating modern slavery

We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.

Read our statement
Renewable energy in our offices
Renewable energy in our offices

Reducing our environmental footprint to support Australia's path to Net Zero.

Reconciliation action plan
Reconciliation action plan

We walk with First Nations
peoples toward reconciliation.

Read more
Discounted rates for EVs
Discounted
rates for EVs

Making sustainable choices more affordable for our customers.

Read more

Bond Assistance SA

Bond Assistance SA gives funds to renters in South Australia to help pay for a bond on a private rental property. This allows renters to secure a property immediately, without having to wait for months to save the cash. This means no missing out on a property as a result of a lack of funds.

Take the pain out of renting

Renting anywhere in Australia can be a financial challenge, and SA is no exception. When you add up the cost of moving, including all the new appliances and bills that suddenly need to be paid for, the thought of paying a rental bond on top of it all can be daunting.

This is where MoneyMe’s Bond Assistance SA can be a lifesaver. Bond Assistance SA gives you the funds you need to pay the bond, immediately. You can then take your time to pay them back in instalments that work for you and your lifestyle, all while living comfortably in your new rental property. Too easy!

Have the life you’ve always wanted

If you’ve been thinking of moving out of the family home, Bond Assistance SA could help you achieve the life you’ve always wanted.

You may wish to live closer to your university, or find an apartment surrounded by shops and cafés. Alternatively, you may want to live closer to friends, or in a suburb with a beach. Whatever your dream living situation may be, MoneyMe’s bond assistance can turn your dreams into reality.

Easy as pie

The process for applying for Bond Assistance SA couldn’t be easier. If you’re interested in finding a rental property in South Australia, and need the funds for a deposit, you can simply click the “Apply Now” button.

By clicking on the “Apply Now” button, and entering some personal information including your income and expenses, you’ll be able to receive a decision on your loan within minutes. Once you’ve been approved, you could have the funds in your account within an hour, depending on your financial institution.

Then all that’s left is to find out when you can sign the lease!

In case you’re not based in SA, we also offer bond assistance in New South Wales, Victoria, Queensland, andWestern Australia.

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied