Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

0.00

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Bond Assistance NSW
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact

Bond Assistance NSW

MoneyMe’s Bond Assistance NSW offers help to renters in NSW who require assistance paying a bond or a deposit on a private rental property. Bond Assistance NSW can give a rental property hunter the confidence to search for the property they want, knowing they will have the funds needed to pay the bond.

A tough property market

A recent survey on global housing affordability ranked Sydney second last in the entire world in terms of housing affordability, second only to Hong Kong. So it’s no wonder more people in NSW have been turning to renting than ever before! Unfortunately, Sydney also remains the most expensive city in all of Australia for renters too.

Luckily, there are options available to Sydney renters to help ease the pain of securing a rental property in NSW – such as Bond Assistance NSW.

While regular rental payments may be challenging enough to budget for, help with paying the upfront cost of a deposit could mean the difference between securing the rental property that’s right for you, and letting it slip away.

Benefits of renting

Renting in NSW has many benefits over buying. Because house prices in NSW are currently so exorbitant, it’s often possible to rent in a more favourable neighbourhood than you may have been able to buy in.

If you rent, you also won’t need to pay for maintenance costs, repair bills, real estate taxes, or any number of other costs that come with buying a property.

Renting also gives you all the flexibility you need in the world if you want to change locations – especially knowing that funds for Bond Assistance NSW are a short application process away. This means not being tied down to a property or a location that doesn’t end up meeting your expectations or needs.

Apply now

Applying with MoneyMe is fast, simple, and easy. Simply head to our website, click on the "Apply Now” button, and follow the simple instructions. The process should take a few short minutes, and the money could be yours within the same day, depending on your financial institution.

So what are you waiting for?

In case you’re not based in NSW, we also offer bond assistance in VictoriaQueenslandWestern Australia, and South Australia.

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied