Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
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60 minutes.
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Loans up to $15,000
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Are you looking to buy a TV layby? Whether your display is too small, your screen resolution is poor quality, your old TV has broken or you want to move to a LED TV to make more efficient use of power, there can be many reasons why you might be thinking about upgrading your TV. With so many TV deals online and in store, when it comes to purchasing a new TV, you’ll be spoilt for choice. And as well as buying a new TV, you might want to get some TV accessories or other equipment to go with it. But what do you do if you don’t want to pay the full amount upfront? Thankfully, there are several options available.
From TV layby to an interest free credit card to a line of credit or cash advance, there are many ways to finance a TV in Australia. If you choose to buy your TV using layby, this will allow you to put a deposit down now and pay the rest of the TV purchase price back in instalments over a period of time. The time you’ll have to pay the money back will depend on the terms and conditions of the TV retailer you buy it through. There may be a small service fee when you buy a TV layby, but often you won’t need to pay any interest if you meet your repayment requirements. Sounds great, right? Yes, but there is a downside. With TV layby, you don’t get to take your television home until you’ve finished paying for it. By the time you’ve decided to buy a new TV, you probably want to be able to start watching it sooner rather than later, so what are the alternatives to TV layby?
From small personal loans, cash advances and credit cards to Afterpay and other buy now pay later (BNPL) services, there are many financing options and money lenders in Australia. Unlike with layby, if you pay for your TV using credit you can usually take your TV home and start using it straight away. Each alternative will have its own terms, conditions, fees and charges so you’ll need to compare different alternatives to work out which one best suits your financial situation and is most affordable.
If you are looking for a quick and easy way to get extra cash, a MoneyMe Freestyle Account offers a line of credit up to $20,000 with up to 55 days interest-free on purchases. With the Freestyle virtual credit card, not only will you not pay any interest if you pay back the money within the interest-free period, but unlike traditional layby, you also have the option to purchase a TV that you will be able to take home immediately. You can buy your new TV online or Tap n Pay in-store from anywhere where Mastercard is accepted. You can also get credit back at over 1,400 participating stores when you pay using a Freestyle online credit card and you can use it as many times as you like up to your pre approved limit. Unlike a traditional personal loan that you need to pay off over a fixed term, with a line of credit when you pay off the balance it becomes available to use again without needing to reapply. And because our virtual card lives in your smartphone, not your wallet, it can make shopping for a TV very convenient.
If you are buying a TV on layby, the terms and conditions will vary between TV retailers so you’ll need to read the fine print to find out what the eligibility requirements for your particular store.
To apply for a Freestyle account you need to be at least 18 years old at the time of the application, currently employed and an Australian citizen or resident. If you meet this criteria, the application process to apply for a Freestyle account can be completed online in just a few minutes. You’ll need to provide some personal details such as your income, expenses and employment information, and you can also allow us to access a read-only snapshot of your bank statements via our secure online portal. Using our smart technology, in most cases if you apply within business hours we’ll be able to give you an outcome in a matter of minutes. We also like to be transparent about our fees and charges so you won’t get any hidden surprises later.
Although we are an online business, our friendly support team is on hand and happy to answer any questions you may have along the way. You can call us anytime between 8am and 9pm Monday to Friday or 9am to 9pm (Sydney/Melbourne time) on Saturday and Sunday. If you are looking for a smart TV and need extra cash fast, apply online for a Freestyle account at MoneyMe today. With our quick and easy finance, you could be relaxing on the couch watching movies on your brand new TV in no time!
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
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We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
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For a handful of smaller banks or credit unions, it may take 1 business day.
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