Personal
loans for
kicking goals

Getting personal loans in Brisbane has just become a whole lot easier with MoneyMe. We are Australia’s online lender which means we don’t have a physical branch address. Instead, we work entirely online. We deliver a fast and painless online application process that takes you just minutes to complete and submit, and you manage all of your MoneyMe credit products from either your desktop or your mobile. We have designed credit for tech-savvy customers who don’t want to waste valuable time stuck on hold, waiting for approvals, and trying to gather reams of paperwork about their financial history. We know that you want fast cash, and you want to know whether you’ve been approved as soon as possible. So, whether you’re applying from Brisbane CBD or surrounding areas like Redcliffe and Fortitude Valley, we are the online lender who’s open 24/7.

Our personal loans in Brisbane are available for between $5000 and $50000 which means we can help you with short term loans like a quick bond loan for moving rental properties or for larger expenses like a new car or upcoming tuition fees. The application process is exactly the same, regardless of the amount that you’re applying for. Our Freestyle account is another great option for anyone looking for fast and flexible credit.

The Freestyle Virtual Mastercard® is available for balances between $1,000 and $20,000. Unlike the conventional credit card, your pre-approved credit balance is instantly available but the card itself is stored in your smartphone rather than your wallet. Our online credit card lives in your smartphone instead where you can use it for Tap n Pay in-store and for quick and easy online shopping. Purchases made come with up to 55 days interest-free so if you repay those purchases within that period you are essentially using an interest free credit card. 

Freestyle is a revolving line of credit which means that when you repay part of all of the funds that you have used, those funds become instantly available again. If you’re trying to decide between a personal loan vs credit card, then ask yourself what you need money for and whether ongoing access to a pre-approved balance might be the better option. Personal loans in Brisbane are paid out in lump sum amounts directly into your bank account and you can distribute those funds as and when you need to but there is no personal loan redraw ability. If you need more cash later then you can’t draw on that fixed rate personal loan again. 

Of course, that doesn’t mean that you can’t refinance a personal loan that you have with us. If you’re looking for new funds to cover some more life events or even for a personal loan for debt consolidation so you can tidy up some little debts and reduce the interest you’re paying, then simply apply for a new loan online with us. Paying out loan balances on existing loans is easy and painless because we don’t charge customers early exit fees, unlike other credit providers.

What do you need to apply for a personal loan in Brisbane?

To be eligible to apply for personal loans in Brisbane or any of our other credit products, you must be at least 18 years old, be a permanent resident in Australia, and be currently employed. If you’re looking for low credit score personal loans, you’re in luck. We understand if your credit score isn’t great or if you’re still too young to have built up a lot of credit history yet. A credit file is just one piece of the puzzle when assessing online applications for personal loans in Brisbane and our Freestyle Virtual Mastercard®. Recent changes to the way that credit files work mean that a personal loan broker now has access to the past 24 months' transaction history of your credit history. This gives us more information to work with and applicants a chance to show lenders how they have worked to redress any issues they might have with credit in the past.

If you’re a new credit customer and you don’t have a lot of credit history yet, consider starting off small. For example, you might be able to increase your chances of getting approved for larger long term loans with us by showing us how you manage small loans first. Once we have seen that you’re a reliable and trustworthy credit customer, we can re-evaluate your credit score with us. The next time that you need the money and apply for bigger loan amounts with MoneyMe, your new credit score will help you secure greater rates and lower fees as well as a possible increase in available credit. 

As a reputable money lender with an Australian Credit Licence, it’s our responsibility to ensure that all of our customers can manage their credit products without overextending themselves. Express loans can help you get out of a tight financial spot such as when big expenses arrive like mechanical repairs to your car, paying for moving costs as a rental tenant, and for covering student costs like the setup costs for new study equipment. We offer quick and simple loans at great rates designed to help you manage life’s little expenses comfortably and quickly.

How much can I borrow with a personal loan?

Personal loans from MoneyMe are available for balances between $5000 and $20000. You can apply online for any amount so start a $20000 personal loan application now.

Can I increase my personal loan amount?

Refinancing is a great way to clean up your current debt and pave the way for new chapters in your life. If you have a personal loan with MoneyMe already then unfortunately you can’t simply up the balance. Instead, you’ll need to apply for a new loan balance and, if there is any balance left on your existing credit with us, ensure that you apply for enough to close out that old loan too. Ending a loan term early is easy with MoneyMe because we don’t charge our customers early termination fees. For a full list of fees and charges, check out our website. Everything you need to know about new and existing credit with us is delivered in a no-nonsense, plain-speaking language. If you have any questions or you need some more information then feel free to live chat with an agent online or call us on 1300 669 059. Our business hours are Monday to Friday from 8 am to 9 pm or Saturday and Sunday from 9 am to 9 pm. 

Applications received during our business hours typically receive a response within the hour. Because we are an online lender, we deliver your loan offer and contract online too. If you’re happy with the credit we’re providing and ready to proceed then all you have to do is digitally sign your contract and we release your new funds instantly.

How does taking a personal loan affect your credit?

If you’re concerned about new credit negatively affecting your credit score, then relax. A new personal loan in Brisbane will create a fresh credit entry in your file. It will only negatively affect your credit score if you are at borrowing capacity which is OK anyway because you’re already at borrowing capacity and won’t be looking for more credit until you have repaid your existing entries. Repaying credit on time keeps your credit file in good shape for the future.

Get started now on a new application for personal loans in Brisbane and submit everything we need in a matter of minutes. Approvals are fast, so what are you waiting for?