Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

0.00

Example variable interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!

Check our rates
and fees

Variable interest rate

6.74

% p.a.

up to

25.49

% p.a.

Comparison rates*

8.13

% p.a.

up to

26.88

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Fast Loans Sydney

If you’re looking for fast online cash loans, then MoneyMe is the lender you’ve been looking for. We offer fast loans in Sydney that you could be approved for in just a matter of minutes. Whether you’re living in Bondi or Parramatta, we can help you access the cash you need today from either your own home or via your mobile device. There’s no bull, no fuss and no annoying phone calls. Everything you need to apply for our quick cash loans online is likely already on you and takes you just minutes to complete via our website. We cover the entire region of Sydney from the North Shore and Hornsby to Chatswood, Inner West, Western Suburbs and Eastern Suburbs. Get approved today for up to $50,000 and you could have the cash you’re looking in your account by the end of the day.

How much can you borrow with a fast loan?

MoneyMe is the quick loans specialist offering a range of finance loans from between $5,000 and $50,000 in a matter of minutes. Our online application form is quick, painless and intuitive, asking you everything just once. As a low doc personal loan application process, we won’t ask you to upload supporting paperwork. We won’t even harass your employer. Your application takes you just minutes to complete and submit from start to finish and when you apply during our business hours you usually receive a response within the hour. 

Even our cash loans contracts are digital which means there’s no fussing around with a printer and scanner to send your signed copy back to us. Simply review our personal loan offer and make sure to check the interest rate as well as other fees and charges to ensure that you’re happy with the overall cost of your new loan. When you’re good to go, digitally sign your copy and return it to us. As soon as our loans team receives your signed contract, we’ll authorise the transfer of your new funds immediately. Depending on who you currently bank with, this could mean that the cash for a new personal loan from MoneyMe could arrive the very same day that you applied for it. When we say same day loans Sydney, we really actually mean it.

For anyone looking for a more flexible financing option, consider our Freestyle virtual Mastercard®. Freestyle offers you a credit balance of between $1,000 and $20,000 but, unlike the traditional credit card, it lives on your smartphone and not in your wallet. Use your Freestyle account in-store wherever Tap n Pay is accepted as well as for fast online shopping. Manage your account from your mobile device, including making payments and requesting limit increases and decreases. If it’s fast loans in Sydney that you’re looking for then why not use the cash advance Sydney facility on your Freestyle account? Simply transfer cash from your credit balance to your own or someone else’s bank account instantly.

How long can you take out a fast loan for?

Short term loans Sydney and longer term personal loans are available for a range of terms. If you’re looking for quick loans to help you through a cash flow problem, then you can take out a personal loan over just 12 months with us. Small loans help you to save on things like interest and if you’re looking to further chop down on fees then you’ll be excited to know that we won’t charge you an early termination fee if you want to close out your loan balance ahead of schedule. 

For larger purchases or bills like expensive medical costs, buying a new car or covering the cost of some upcoming study, we offer long term personal loans of up to $50,000 over 60 months (5 years). Repayments are calculated either fortnightly or monthly and are directly debited from your account at the same time every repayment cycle. You can use online tools like a repayment calculator to help you work out how much a personal loan from us is likely to cost and create an indicative budget, factoring in your repayments to your current living expenses.

When you apply for any of our finance products, including our Freestyle Mastercard, you will be asked for information relating to your current finances. We’ll ask you to provide your income details, any other bills or debts that you currently have as well as your general living expenses like utility costs, food and entertainment costs. What we won’t ask you to do is upload reams of supporting paperwork. Instead, we use an intuitive software-based form of verifying your application data instantly. At the end of your application form, you’ll be asked to log in to your online banking platform. This is protected using illion’s bank-level encryption software and authorises us to view a read-only 90-day bank statement from your account. We use this to check that your income, your bills and your expenses all match up with your application details and this is the reason why we can offer such fast approvals.

Where to get fast cash loans in Sydney?

No matter where you are in Australia, MoneyMe can help. We’re the country’s wholly online money lender offering fast loans in Sydney as well as the rest of Australia. Apply online today to see how much you could be approved for in just a matter of minutes.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Fast Loans Sydney
Won't impact your credit score!

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need in one app

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wherever and whenever you need it.

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Personal Loans are running hot!

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