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Getting approved for fast loans in Perth is now easier than ever when you use Australia’s online lender, MoneyMe. We offer fast cash loans online for all permanent Australian residents who are at least 18 years old and currently employed. You can apply online today from Mandurah, Armadale, Joondalup and Rockingham in just minutes and get approved for our range of personal loans within the hour. Loans from MoneyMe are available for between $5,000 and $50,000. We offer a low doc application process and an intuitive online form that’s easy to navigate. Apply online now to see how much you can get approved for the same day from MoneyMe.

How do fast cash loans work?

Fast cash loans in Perth are lump sum payments made directly into your bank account and then repaid over an agreed loan term at a fixed monthly or fortnightly repayment amount. When you are approved for a quick loan from MoneyMe, your loan offer will include all the information you need to know like the interest rate we have offered you, the total interest payable over the loan term, the repayment amount that will be directly debited from your account and when. It will also list any other fees and charges that are applicable like establishment fees (these fees are rolled into the loan amount so there is no upfront cost to you).

Once you have received your new loan funds, you are free to distribute them as you need to. There is no redraw facility available, however, which means that if you need to increase your cash loan then you’ll need to apply for a new loan from us. Unlike other money lenders, we don’t sting our customers with an early termination fee so if you are interested in refinancing your loan with us or you are in a position to pay out your loan balance before the loan term has expired, there are no additional charges.

For customers who are seeking a more flexible credit option, you might want to consider the Freestyle virtual Mastercard® from MoneyMe instead. More than like any other credit card, the Freestyle Mastercard is a revolving line of credit available for balances between $1,000 and $20,000. When you use your funds on your online credit card and repay them again, they become available to use immediately. In this way, you can cover things like your monthly expenses or emergency bills and then once you’ve repaid any used balance, use your Freestyle account to cover the next round of expenses. Freestyle customers enjoy up to 55 days interest-free on purchases made which means when you repay your credit balance within the interest-free period, you pay no interest at all. If you need a quick cash advance Perth to get you between pay cycles then you can simply transfer cash from your Freestyle account to yours, or anyone else’s, bank account instantly. Different interest and fees may apply so ensure you check the full terms and conditions on cash advances before you proceed.

Where to get fast cash loans in Perth?

Whether you’re living in the heart of Perth CBD, down in Bunbury or Fremantle or other surrounding Perth areas, MoneyMe is available to you online from the comfort of your own home. Our online application process takes you just minutes to complete and submit and we don’t ask you for reams of paperwork or even need to call your employer. 

Choosing MoneyMe means choosing the online lender specialising in fast approval online loans. Using the latest software and bank-level encryption from illion, we ask you to log in to your online bank account at the end of your application form. Don’t worry – we don’t get any access to your banking details or your account and instead receive the latest 90-day statement direct from your bank. We use this statement to verify the application details you have submitted and that’s why we can offer such fast approvals. Typically, customers who apply for any of our finance products within our business hours enjoy a fast response within the hour. When you’re happy with the loan offer that we have made, and you have returned your digitally signed contract (no need for printers or scanners) then we transfer you the approved funds immediately. Depending on who you bank with this could mean that the quick loan you applied for in the morning hits your bank account by the same afternoon. Same day loans in Perth from MoneyMe really are same-day.

For approved Freestyle Mastercard customers, there’s no waiting by the letterbox for your piece of plastic to arrive. Instead, Freestyle is a virtual credit card that lives in your smartphone. When you’re approved, your funds become instantly available.

What can you use your fast loan for?

Short term loans in Perth can be a great way to help you out between pay cycles and free up some cash flow. You can apply for our range of small loans starting at $5,000 and over a term of 12 months and get the cash you’re looking for immediately. For larger costs like study programmes, renovations around the house, medical expenses and purchasing new assets like a car or a boat, you can apply for cash loans from us up to $50,000 and repay over up to 5 years (60 months).

Ready to get started on your application? Apply for fast loans in Perth in a matter of minutes now and see how much you could be approved for today.