As a wholly online money lender, MoneyMe offers customers like you access to fast cash loans in the Gold Coast and surrounding area. Our online application process will take you just minutes to complete and submit and approvals are fast. When you apply during business hours you could have your approval and your funds transferred by the end of the day. Apply online now for a student loan, a short term loan to get you comfortably from payday to payday or refinance a personal loan and get ahead of your finances once and for all.
Where to get cash loans in Gold Coast?
Get fast cash loans in the Gold Coast and surrounding areas of Merrimac, Surfers Paradise, Southport and Broadbeach instantly with MoneyMe. We offer applicants a low doc personal loan application process that takes you just minutes to complete and submit online. We won’t ask you for lots of annoying paperwork and we probably won’t even need to speak to you about your application. Using our fast and intuitive software solution, you simply input your banking details at the end of your application and that gives your personal loan broker a 90-day bank statement showing in PDF format everything we need to verify your application data. We don’t see your login details or even keep them on file and we use illion’s bank-level encryption software to keep your details secure.
This is why we can offer instant loans to our customers for balances between $5,000 and $50,000 as well as our Freestyle online credit card for balances between $1,000 and $20,000. We have changed the way easy finance works, speeding up and simplifying the process to get you the money you need faster and completely hassle-free.
How to access cash loans?
Once you submit your online application for a personal loan or our Freestyle virtual Mastercard®, we return a credit offer to you. If you apply during our business hours, then expect a response within the hour. If it’s a fixed rate personal loan then the loan offer will include things like your monthly repayment amount, the number of repayments, the loan term and interest rate, as well as any other fees and charges like establishment fees. If you’re happy with the easy finance offer that we have made you then simply digitally sign your contract and return it to us. The whole process takes just a few minutes.
When receiving a signed offer then we arrange transfer of your express loan funds immediately. These funds could hit your account in just a few hours, depending on who you bank with. Same day loans in the Gold Coast really are received the same day when you choose MoneyMe as your credit provider.
For Freestyle credit card customers, there is no lengthy waiting period while we send your new card in the mail. Instead, the Freestyle account is a virtual credit card and lives on your smartphone. You can use it for Tap n Pay shopping in-store or online shopping. You can even transfer cash amounts to your own or another person’s normal banking account if you need it.
Customers are offered up to 55 days interest-free on purchases made with their Freestyle account so if you repay your credit balance for purchases within that period then you are essentially enjoying the benefits of an interest free credit card. When compared to popular buy now and pay later shopping services, you typically receive on 42 days interest. With MoneyMe you could have nearly a whole fortnight longer to repay your purchases.
How do the repayments work for cash loans?
A quick cash loan from MoneyMe is a lump sum amount paid directly to your bank account. Your loan contract will clearly show you what your loan term is (how long you have to repay your new quick loan from us), how many repayments you need to make and what the interest rate is. Repayments are direct debited for your peace of mind, so you don’t need to worry about missing one.
As a MoneyMe customer, you receive an internal credit rating with us. For every successfully repaid cash loan Gold Coast or other credit product, you have with us, your rating increases to reflect what a stellar customer you are. Higher credit ratings give you access to higher credit limits and lower fees and charges. It’s our way of rewarding reliable credit customers.
To be eligible for any of our easy loans or our Freestyle Mastercard option, you will need to be at least 18 years of age, currently employed and a permanent resident in Australia. We check things like your credit history and current credit file as standard with all of our credit applications but don’t worry if your credit rating isn’t as good as it could be. We will take in the complete financial picture you send us before deciding on a loan amount and interest rate that we believe is fair and responsible.
Want to get your hands on fast cash loans in the Gold Coast? Apply online now to see how much you could get approved for today.