Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
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Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
Looking for hassle-free money finance? Choose MoneyMe, the online lender specialising in fast and painless financing whenever you need some fast cash. We don everything online – from loan application up to delivering your same-day funds for cash loans in Australia. Quick and easy, just like how everyday things should be.
Getting finance is easy when you choose MoneyMe. We offer personal loans and a line of credit all online. Our application process takes you just 5 minutes to complete and when you apply during business hours you can expect an answer within a matter of minutes too. Once you have accepted your new finance agreement and agree to either your fixed monthly repayments for our same day loans or our line of credit terms for our Freestyle account, we transfer your funds immediately. Often this means, depending on who you’re banking with, that customers can have the money they need within the hour.
The hard part of seeking finance is choosing which type of credit works best for you. We have two financing options that you can choose from: fixed rate personal loans and the Freestyle virtual Mastercard® with 55 days interest-free on purchases made.
The kind of credit you ultimately settle for will usually be determined by why you need to borrow money in the first place. Freestyle is a revolving line of credit that offers you a pre-approved finance amount up to $20,000. You can choose to use some or all of that credit and once you have repaid the credit that you have used, it becomes available to use all over again. This is a great option for people seeking a little extra cash throughout the month to use for everyday purchases or for keeping safe when big and unexpected expenses arrive. Things like car repairs, emergency travel, home repairs and other little life events can sometimes derail your savings plan and eat into your cash flow. When you have a revolving line of credit available you have peace of mind that whatever life throws at you, you have the funds to work your way through it.
Unlike the traditional credit card, Freestyle doesn’t live in your wallet with the rest of your plastic cards. Instead, it lives on your smartphone – the piece of equipment you’ll never leave home without – and is ideal for using in-store wherever Tap n Pay is accepted or shopping online. With 55 days interest free on purchases made this means that when you repay the credit balance you have used within the period; you are essentially using an interest free credit card.
Getting the Freestyle online credit card takes the same amount of time as any of our finance products. Applications are completed all online and processed within minutes. The best bit? This type of account also allows you to transfer cash amounts to your everyday banking account or anyone else’s. So, if you need a little cash boost between pay cycles you know that you can get an instant loan from your pre-approved Freestyle credit account right when you need it. Easy money, easy life.
If a revolving line of credit isn’t exactly what you’re looking for then we have a host of other personal loans that you can take out instead. A personal loan is a lump sum payment in cash directly debited into your bank account. You are free to use that cash however way you need to and then pay the cash amount back to your credit provider over a nominated loan term and at a fixed interest rate for the remainder of that term.
We try to tailor our quick cash loans to our customers, working with you to help you choose a finance amount and a repayment cycle that works best for you. Unfortunately, our express loans do not come with a redraw facility. Once you have repaid even some of the loan amount you cannot then opt for a personal loan redraw. You can, however, choose to refinance your personal loan instead.
MoneyMe doesn’t charge customers early termination fees to close out your loan balance early. If you need to refinance an existing loan, then you can pay out whatever is left remaining on a current loan with us without excess fees. For more information check out our full terms and conditions online.
If you’ve found your dream car and you’re looking for loans online to cover the cost, then the good news is that you don’t need any capital at all. Simply fill out our online application form (takes you just 5 minutes) nominating the amount you need to cover the cost of your new car. We process our applications lightning fast so you’ll probably have an answer within the hour if you have applied during our trading hours.
Setting up a new business can be a costly, but exciting, venture. Being your own boss means really taking the driving seat. MoneyMe is a personal lender so we don’t finance businesses but that doesn’t mean you can’t get quick loans from us to help your business or to help you get started. Apply online today if you need a loan or call us on 1300 090 917 Monday to Friday 8 am to 9 pm or Saturday to Sunday 9 am to 9 pm. You can also live chat with a personal loan broker through our website or send us an email enquiry.
Ready to get started? Apply online via our website. We don’t need reams of paperwork and we probably won’t even need to call you. We use illion secure banking encryption to access your last 90-day statement via your online banking platform to instantly verify your application data.
Get easy money finance with MoneyMe today.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Apply in minutes and manage your account
wherever and whenever you need it.
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
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We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Reducing our environmental footprint to support Australia's path to Net Zero.
Instant transfers for most banks
For almost all banks you can expect
to have money available in your bank account straight away.
For a handful of smaller banks or credit unions, it may take 1 business day.
Personal Loans are running hot!
55 people in the last 24 hours have applied
Freestyle is running hot!
55 people in the last 24 hours have applied
Debt Consolidation is running hot!
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