A credit card designed for today. 100% digital, up to 55 days
interest free, and with zero fee options.
Freestyle is ready to use straight away, once approved.
Enjoy more flexibility with up to 55 days interest free
on everyday purchases.
up to
Apply for a Freestyle Credit Card online or via the
MONEYME app. Keep your driver’s licence ready
to verify your account.
Get your credit offer and choose a credit limit from
$1,000-$10,000 to suit your needs.
Activate your Freestyle Credit Card to start spending
immediately, once approved.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Use your Freestyle card to Tap ’n Pay or shop online anywhere Mastercard is accepted.
Apply in minutes and manage your account
wherever and whenever you need it.
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Reducing our environmental footprint to support Australia's path to Net Zero.
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
The Freestyle virtual credit card from MoneyMe is more than just a revolving line of credit and we offer instant credit card approval when applying online with use within business hours. Customers usually receive an answer within the hour. Learn how to apply for a credit card in just minutes and what kind of flexibility our credit options offer you.
The Freestyle virtual credit card from MoneyMe is more than just a revolving line of credit and we offer instant credit card approval when applying online with use within business hours. Customers usually receive an answer within the hour. Learn how to apply for a credit card in just minutes and what kind of flexibility our credit options offer you.
You know what kind of flexibility buy now and pay later options can offer you but now there’s the even smarter choice from MoneyMe. The Freestyle account is an online credit card that lives in your smartphone, delivering you access to instant loans in the form of a line of credit of up to $20,000 once approved. Designed for in-store Tap n Pay and for online shopping, you can apply for your own instant cash in a matter of minutes without any lengthy paperwork. Eligible customers receive up to 55 days interest-free on purchases made making the Freestyle account (when credit funds are repaid with this period) essentially an interest-free credit service. Sounds good? Learn how to apply for a credit card in just minutes using our fully online service designed to ensure you get fast cash the easy way.
First, check that you are an eligible applicant. To apply for a Freestyle account you will need to be currently employed, at least 18 years of age, and a permanent resident in Australia. Your credit card application online will ask for things like your total income, your living expenses (including things like utility bills, mortgage repayments or rent, etc.) as well as any other debt that you have. Instead of taking the time to manually verify your application details, MoneyMe has designed a fast and easy online alternative. At the time of your application, you will be asked to provide your online banking details. This gives our assessment team access to a read-only, 90-day statement of your bank account in PDF format. No one gets your banking credentials, and we see only this statement. Once we have verified your application details we send through your approval and your proposed credit limit. It’s fast and easy finance.
A line of credit is a type of financing option in which a person has access to credit funds on a revolving basis up to a pre-approved limit. Rather than credit in the form of a personal loan that is paid out to an applicant in one lump sum and then repaid to the credit provider on a regular payment schedule, a line of credit offers constant access up to a specified approved amount which can be drawn down in increments, repaid in full or in part, and then drawn down again when more credit is needed.
Think of it as a quick cash loan when you need money in a hurry. It’s access to a small loan instantly on an already approved credit account that offers you flexible repayment options. Repaying your line of credit in full doesn’t come with early payout fees as you’d often find from other express loan providers. In fact, MoneyMe offers a suite of easy finance options in the form of fixed-rate personal loans and doesn’t charge you early exit fees on those, either. So, if you’re tossing up between a personal loan vs credit card, you may find that MoneyMe is the ideal provider regardless of which option you find works best for you.
Freestyle means flexible funds when and if you need them. We offer a complete suite of credit options designed for Gen Now customers and residents of Australia who enjoy fast credit card applications online.
When you take out any of our instant loan options, you agree to a fixed repayment schedule in which your yearly interest is broken down into monthly amounts comprising part of your repayment. Your repayments remain the same throughout the term of your loan with the repayment calculations all done ahead of time. Credit card repayments work differently.
You will receive notice of your minimum monthly repayment on your credit card balance (you are free to make additional payments!) which is a percentage of the total owed on your account and delivered as a dollar amount. This repayment may change month to month, depending on the balance of your credit.
Lines of credit are typically offered in the form of a credit card which acts like a bank access card but for credit funds rather than the cash in your bank account. MoneyMe’s Freestyle Virtual Mastercard® works the same but looks a little bit different because we know what our tech-savvy customers are really looking for. Not only do we offer a wholly online application and fast approval credit card service, but we also don’t waste time and resources with unnecessary plastic. Your credit card from MoneyMe lives in your smartphone and is designed to support store tap and go and online shopping. Why? Because we offer Gen Now credit options that are relevant to our customers, are easy to apply and get approved for, and offer fast and painless digital contracts you can sign instantly. Quick loans in the form of a line of credit offer greater flexibility for credit customers and we’re all about making things easier, faster, and low doc.
The type of credit line you have applied and been approved for, like fast cash loans or same day loans, will offer yearly interest rates for the credit funds you draw on. Understanding how to calculate the interest payable on your credit account is important. If you have taken out some easy finance in the form of a long term personal loan then the breakdown of what part of your monthly repayment constitutes your principal loan amount (the amount you borrowed) and which part is the interest repayment is all in your loan contract. A credit card works a little bit differently. Because it’s a revolving line of credit, you can redraw partially or fully repaid credit. There is no personal loan redraw facility for a finance loan from us.
Interest on any financial product is calculated every month and your Freestyle Mastercard bill should show you the minimum monthly repayment you need to make on your Freestyle account. MoneyMe offers Freestyle customers great perks like 55 days interest-free on purchases which means that interest is not calculated on credit amounts until that 55-day period has expired. If you repay your credit amount within 55 days in full then you don’t pay interest on it. It’s basically an interest free credit card and works like another buy now and pay later options but the with added benefit of being able to use it wherever Mastercard is accepted and with the added flexibility of drawing cash amounts from your Freestyle account too. Interest is calculated differently on cash advance amounts so ensure you read our terms and conditions.
That’s everything you need to know about how to apply for a credit card. If you’re happy to proceed then apply now for a Freestyle Virtual Mastercard® online. It takes just minutes and approvals are fast.
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