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Get approved for a cash advance in Adelaide today. If you’re looking for fast approval cash loans and you’re in Adelaide or the surrounding areas of Glenelg, Morphett Vale, Port Adelaide, Mclaren Vale and Kensington Park then welcome to MoneyMe – Australia’s wholly online lender servicing all of Adelaide as well as right across the rest of the country with fast approval loans and cash received the same day.

How can I get a short term loan in Adelaide?

Short term loans in Adelaide, sometimes called a cash advance payday loan, are available from MoneyMe for balances starting at $5,000 over a loan term of just 12 months. This kind of quick cash loan can be a great way to free up some cash flow and give yourself the financial breathing space that you need between pay cycles. You could even use any of our personal loans to help you refinance and get on top of your bills and smaller debts once and for all. Available quick loan balances range up to $50,000 and with loan terms up to 5 years (60 months).

If you’re interested in fast loans in Adelaide, either to refinance or to help you out with some upcoming or unexpected bills, then you’ve come to the right place. MoneyMe is Australia’s online lender and we service the entire country with fast approval cash loans you apply for online in just minutes. We have developed a fast and intuitive software solution that enables us to offer customers a quick and painless application process, fast and fair approvals and even faster cash transfers. When you apply for any of our credit products, including our Freestyle Mastercard, you simply fill out some basic financial information using our online form. At the end of the form, you are directed to an online and secure portal powered by illion’s bank-level encryption software. This portal will ask you to log into your online bank account and by doing so you agree to automatically send our assessment team the most recent bank statement containing the last 90 days’ worth of transactions. 

We use this statement to verify your application details instead of asking you to waste time uploading payslips or even harassing your employer to confirm your income. It takes a fraction of the time that traditional approval processes can take, and it means that customers who apply for a fast cash advance Adelaide during our business hours will typically receive a response within minutes, not days. 

When you have received a loan offer from us you can sign it digitally and then send it back immediately. Once we have received your signed loan contract, we authorise the transfer of your new funds instantly. Depending on who you bank with, this could mean that you receive the money that you need by the end of the very same day.

Our alternative finance options include the Freestyle virtual Mastercard®. Like any other credit card, the Freestyle Mastercard offers you a revolving line of credit with balances between $1,000 and $20,000 available. Use your Freestyle account in-store or for shopping online and enjoy up to 55 days interest-free on purchases made. Rather than living in your wallet with your other bits of plastic, the Freestyle account is a virtual credit card and lives on your smartphone instead.

As you use your Freestyle funds and repay them, they become available for you to use again. Our personal loans do not offer you this facility and once you have received your cash amount in your account you cannot increase it until you repay your current loan. For this reason, many customers find the ongoing ability to reuse credit funds more convenient. When you do need a quick cash injection, you can transfer cash amounts from your Freestyle account to your own or another person’s bank account instantly. Fees do apply and there is no interest-free period on cash advances so ensure you review our terms and conditions before you take advantage of this feature.

What are short term loans used for?

Small loans and short term loans are great for covering all kinds of costs. If you know that you have some upcoming bills that you’re not sure your wages will comfortably stretch to cover then getting a cash advance Adelaide option can help you better prepare for them and keep your cash flowing between pay cycles. Sometimes, of course, life just happens and you may find yourself needing to find the cash to cover some unexpected expenses like urgent repairs to the car or your home, urgent travel and accommodation needs or other unexpected issues like the need for a medical procedure. A fast online cash advance from MoneyMe could be in your bank account the same day that you apply for it, so you know that you have the cash you need to cover anything life throws at you. Same day loans in Adelaide from MoneyMe really can be received the same day you apply for them.

If you’re looking to tidy up your finances and you have a bunch of smaller bills and expenses that you’d like to get rid of, a small loan can help there as well. Often you can find yourself paying higher fees and charges or even sometimes missing payments when you have multiple credit providers to worry about. Consolidating all of your bills into a single loan repayment can help you get on top of your finances again and simplifying your repayments, as well as possibly save on interest charges and other fees like late payment fees.

Do short term loans affect credit rating?

All types of credit affect your credit rating and the more credit you have, the lower your rating becomes until that credit has been repaid. The key to ensuring that your credit score remains as high as possible is to always keep on top of your bills and debts, paying them on time or else arranging payment agreements when you’re not able to meet your commitments. You can view your credit file for free online at any time to check that you’re travelling OK.

Ready to get the cash advance in Adelaide you need? Applications with MoneyMe take you just minutes to complete and submit all online. Get started now to discover how much you could be approved for.