Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
australia

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact

MoneyMe

Do you need a personal loan - a fast personal loan? If you live in Australia, MoneyMe can help! In less than an hour, we can provide you with a hassle-free, easy personal loan of up to $50,000!

Why choose a MoneyMe personal loan?

MoneyMe specialises in fast personal loans - without excessive paper work or hidden fees.

We recognise that our customers often need personal loans quickly, and don’t have time to complete extensive forms or copy multiple identity documents.

It only takes a few minutes to apply for one of our easy personal loans, and you can receive the money you need - in your bank account - in under an hour (this depends on your bank of course!). Our small personal loans range from $5,000 to $50,000.

Please be aware that loan applications made outside of business hours will take a little longer.

How do we provide such fast personal loans?

Rather than requesting pay slips, bank statements, or other time-consuming documentation for a small personal loan, MoneyMe uses smart and fast, proviso.com.au technology to capture 90 days of your most recent bank statements online, in seconds.

You can rest assured that our systems offer the highest levels of safety and privacy. With your permission, we’ll simply gather your paperwork for you!

Can you build a credit history with MoneyMe?

Absolutely! When you take out a personal loan - or multiple personal loans with MoneyMe - you can also build your credit history. This means that over time, you may be able to borrow larger amounts, depending on your financial circumstances.

How do you repay your small personal loan?

While we make our personal loans very accessible and easy to secure, our responsible lending practices mean you’ll never borrow more than you can realistically afford to pay.

We also have a transparent cost structure, with no hidden fees.

Paying back your personal loan is simple. Your payments will be scheduled at the time you apply for your loan and they’ll be aligned with your pay cycle. We will also send you a friendly reminder the day before you are due to make a repayment.

Got a problem paying back your loan?

While we make our personal loans very accessible and easy to secure, our responsible lending practices mean you’ll never borrow more than you can realistically afford to pay.

We also have a transparent cost structure, with no hidden fees.

Paying back your personal loan is simple. Your payments will be scheduled at the time you apply for your loan and they’ll be aligned with your pay cycle. We will also send you a friendly reminder the day before you are due to make a repayment.

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